DecisionLogic

SUMMARY

In order to aid in the underwriting process, DecisionLogic generates a read-only copy of your bank statement aiding you and your lender to make a fast and accurate decision on your loan application. Our data provider is a worldwide leader in patented data aggregation and personal financial management solutions for over 13 years and is extremely accurate. Although we are not considered to be a credit bureau, we still provide the same opportunities afforded by the Fair Credit Reporting Act.

Request a copy of your Consumer Report

HOW TO

DecisionLogic is basically a facilitator of the exchange of information between you and your lender. We do nothing without your express permission and do not participate in making loan decisions. However, if you have been denied credit or had adverse action taken on your loan application, and, your lender has stated that the adverse action is based on information provided by a DecisionLogic Report, you are entitled to a free copy of your DecisionLogic Report. To obtain a copy of your DecisionLogic Report please click here to download our DecisionLogic Consumer Report Request Form. Once successfully downloaded, please complete the form and submit it along with a copy of your bank statement and Request Code our report reflects as well as the proper identification as outlined in the following Consumer Report Request Form.

Dispute information on your Consumer Report

HOW TO

DecisionLogic is a Read-Only copy of your bank statement which you authorized your lender to view when applying for a loan. There are many benefits to the service for both the borrower and lender. Traditionally a borrower would have to either fax or hand carry a copy of their bank statement. This created many problems including privacy, security, inconvenience and delay. DecisionLogic has alleviated these problems improving the lending process for millions of people. Although, our process simply retrieves a copy of your bank statement from a Tier One data aggregator, there is always a slight possibility a mistake can occur. After receiving your DecisionLogic Report, if there is any information on the report in which you are in disagreement, please click here to make a request for an Investigation of your DecisionLogic Report. Upon receipt of your written dispute we will conduct an investigation and mail you the results within 30 days. Please realize that only inaccurate information may be removed or changed. Negative information that is accurate must stay on the Report.

Important Notice: Obtaining information under false pretenses is illegal. Obtaining a report on someone other than you is punishable by law, and may result in fines and/or imprisonment.