About Us
Our Story
An information services company built around the predictive power of bank statements. We are a leading provider of consumer and small business bank account and identity verification services for lenders and other financial institutions. As the originator of this technology, we have become bank statement experts and our Instant Account Verification (IAV) solution has become the industry gold standard. Our commitment to “stand behind every bank statement” is unmatched in FinTech.
Our Mission
We seek to improve the financial health of consumers and the strength of businesses that rely on alternative financial data. We accomplish this through innovative technologies, our commitment to data quality and superior customer support.

“Your dependable solutions have not only streamlined our processes but also enhanced our capability to serve our customers with heightened efficiency and innovation.”
– LendSaas

“At Answers Etc., technology, function, and innovation are our drive and focus every day. Our valued and continued partnership with DecisionLogic provides advantages for our lending clients by creating greater efficiencies with IAV solutions.”
– Answers Etc.

“We at UPAY have benefited immensely by using the services of DecisionLogic. Their Bank Statement Aggregation product is second-to-none! The data insights of their product have helped our clients make clear decisions on credit granting. DecisionLogic’s innovative solution has revolutionized the way our clients assess creditworthiness, allowing us to provide our clients with accurate and actionable information. Their commitment to excellence and dedication to helping us achieve our vetting goals have made them an invaluable partner in our journey.
We highly recommend DecisionLogic to anyone in the financial industry looking to enhance their credit assessment processes.
Thank you, DecisionLogic, for your exceptional product and unwavering support!”
– Upay Technology

“Our Strategic Partners are immensely important because we trust them with our customers. DecisionLogic always exceeds expectations with fast and professional responses and an exemplary customer service.”
– OnyxIQ

“The ease and speed of integration, combined with the excellent technical support from our partner, DecisionLogic, has enabled us to deliver high-quality services to our shared clients.”
– QFund

“DigiFi is delighted to have partnered with DecisionLogic. Their ability to harness the predictive power of banking data is impressive. The broad range of banks accessible through DecisionLogic’s platform, coupled with their use of advanced analytics, provides DigiFi’s clients with a granular view on a very large portion of U.S. borrowers. DecisionLogic’s flexible product set fits well with DigiFi’s highly configurable digital lending platform, allowing us to address a wide range of lending use cases together.”
– DigiFi

“Integrating SparkLMS with DecisionLogic’s suite of products was a seamless experience, thanks to the robust design and user-friendly API architecture offered by DecisionLogic. DecisionLogic’s APIs are structured to integrate intuitively, fitting smoothly with SparkLMS’ existing workflows. Throughout the process, DecisionLogic Technical support team offered responsive support, promptly addressing any questions and adapting to our needs with agility.”
– SparkLMS
The Talent Behind the Technology
Every client, regardless of size, has access to our world-class Support & Technical Teams who stand behind every Bank Statement. This means we will dig into the entire data subset and backend event history of any request to resolve issues and provide insights. So, who are these amazing people?

“Helping people find ways to overcome adversity has always been a passion of mine. That’s what we do here at DL and I wouldn’t have it any other way!”
– Ian

“Great things happen when you have a group of individuals who have the same work ethic and mindset. That’s what we have here at DecisionLogic.”
– Jordan

“DecisionLogic recognizes and celebrates success better than any other company that I have worked with, for both their team and their clients. I feel fortunate to work for a company that gives so much opportunity for growth and focuses on genuine service for their clients.”
– Mari